Jorge Fierro can't forget the day his sister called for his advice about a car loan. "A car dealer was quoting her and her husband a rate of 12 percent, and she wanted to know if this was a good rate," said Fierro, who lives in Salt Lake City. "I couldn't believe it. I said. 'Hold on, don't sign anything; that rate is at least 4 or 5 points too high.
Monique Armijo expects to give birth to her fourth child, a girl, next month. She also expects to lose the house her family moved into just last year at an October foreclosure sale in Jefferson County.
